Save smart in the expensive month of December

Why is December so expensive?

The month of December can be cozy, but it also comes with extra costs:

• Gifts
• Increase in healthcare costs
• Decorations for Christmas or St. Nicholas
• Higher heating costs
• And more

For temporary workers with fluctuating incomes, these costs can weigh extra heavily. Fortunately, there are ways to save AND there is help to get through the expensive month.

Practical tips for saving in December

• Budgeting for the Holidays
  ‍Makea list of your expenses. What is the maximum you can spend on gifts, food and other festive purchases? Stick to this to avoid financial surprises. It is also useful to look at offers that have a longer shelf life and that you can buy now.
• Second-hand shopping
  Consider second-hand gifts or homemade gifts. For decoration, get creative with items you already have around the house. Or take a look at marketplaces.
• Save on party meals
  ‍Requestfamily and friends to organize a "potluck" together, where everyone brings something. A potluck is a communal meal where everyone brings food and shares it with each other.
• Reduce energy costs
  ‍ Put ona warm sweater and turn the thermostat down a degree. This way you save energy during the cold December days, which is good for your wallet as well as the environment.

Help with financial stress in December

Worried about your finances? Doorzaam offers free help to temporary workers with Budget Coaching. With Budget Coaching, you'll work with a coach to gain insight into your income and expenses, and get advice on how to cut costs. This will help you face the holiday season a lot more confidently.

Want to know more? Check out this page and request Budget Coaching in 1 minute.